Introduction
Regulatory compliance has now become a boardroom priority, from being a back-office necessity. In India, this transition is a lot more prominent: financial regulators such as the RBI and SEBI have introduced strict frameworks around customer due diligence, data protection, anti-money laundering, and fraud prevention. At the same time, the sheer scale of digital adoption — over 1.2 billion Aadhaar enrolments and UPI processing more than 14 billion transactions a month in 2025 — has created compliance challenges that manual systems can no longer manage.
This confluence of regulatory pressure and digital scale has given rise to Regulatory Technology (RegTech) as a distinct sector in India. RegTech firms have now become key entities, helping banks, NBFCs, fintechs, insurers, and even e-commerce platforms maintain the trust of the various stakeholders while scaling fast.
What Is RegTech?
RegTech, short for Regulatory Technology, refers to the use of technology to simplify, standardise, and automate regulatory compliance. While definitions often reduce it to KYC or AML solutions, in reality, RegTech has a wide scope, ranging from transaction monitoring and fraud analytics to e-signatures, digital identity, and regulatory reporting.
The value proposition of RegTech is threefold:
- Operational efficiency: replacing manual compliance checks with automated, API-driven workflows that can process millions of cases in real time.
- Regulatory accuracy: ensuring businesses interpret and implement complex rules consistently, reducing exposure to fines and reputational damage.
- Scalability: allowing organisations to keep pace with growth without compliance becoming a bottleneck.
Common RegTech Services
RegTech Service providers have specialised across several compliance-critical domains, driven by regulatory frameworks and digital infrastructure. The most common service categories include:
Digital KYC And Video KYC
Video-based customer identification (Video-KYC), Aadhaar-based KYC, and eKYC via DigiLocker or CKYC repositories form the base of compliance in financial services.
Anti-Money Laundering (AML) And Sanctions Screening
Transaction monitoring, watchlist screening, and adverse media checks are essential to comply with FATF and domestic AML obligations.
Fraud Detection And Risk Management
Not just regulatory compliance, but RegTech platforms play a crucial role by preventing identity theft, document forgery, and synthetic fraud.
Digital Document Execution
The shift to paperless operations has created demand for Aadhaar eSign, digital stamping, and eMandates.
Corporate And Workforce Compliance
Large enterprises increasingly need tools to verify not just customers, but also employees, vendors, and suppliers.
How To Choose The Best RegTech Platform?
Selecting a RegTech platform requires balancing regulatory obligations with business strategy. Here is a list of a few factors that you can keep in mind when selecting a RegTech service provider for your business needs:
Specialisation In Relevant Compliance Areas
Evaluate whether the provider covers your regulatory needs — be it AML and financial crime detection, digital KYC and onboarding, or digital contracting.
Proven Scale And Reliability
Check for operational benchmarks such as turnaround times (TAT), uptime, and throughput. AuthBridge, for instance, processes 15M+ verifications per month for more than 3,000 clients, showcasing enterprise-grade reliability.
Seamless Integration
Look for API-first architecture and pre-built connectors. AuthBridge explicitly positions itself as integration-friendly, enabling plug-and-play with banking cores, HR systems, or onboarding platforms.
Regulatory Alignment And Certifications
Prioritise providers with proven track records in working with large BFSI clients and compliance with standards such as ISO 27001 or data protection readiness under India’s DPDP Act.
Responsiveness To Regulatory Change
Agile providers update their platforms and services swiftly to keep clients compliant with the fast-changing regulations and directives without disruptions.
Long-Term Value
Price per verification is only one metric. Consider the total cost of ownership, factoring in integration success, downtime risk, and regulatory penalties avoided. A strong RegTech partner delivers both compliance assurance and measurable business ROI.
List Of The Top 7 RegTech Platforms In India
1. AuthBridge
Founded in 2005 and headquartered in Gurugram, AuthBridge is India’s largest and most diversified RegTech service provider. With over 3,000 enterprise clients and 15 million+ verifications processed every month, AuthBridge has become synonymous with compliance at scale.
Core Offerings
- Digital KYC & Video-KYC – RBI-compliant onboarding, powered by AI, OCR, and computer vision.
- AML & Sanctions Screening – Watchlist screening, adverse media checks, and transaction risk filters.
- Workforce & Gig Verification – Identity, employment, education, address, and criminal record verification for employees and delivery agents.
- Corporate & Third-Party Due Diligence – MCA checks, GST verification, litigation records, and financial risk profiling.
- Digital Address Verification (DAV) – AI-driven geolocation tools replacing field-intensive checks.
- E-sign & Digital Contracting – Platforms such as SignDrive are integrated with Aadhaar and DSC.
- Contact Point Verification (CPV) – GroundCheck.ai blends field and digital verification for fast turnaround.
AuthBridge’s strength lies in combining two decades of domain expertise with AI-first platforms. Its solutions are API-first, enabling seamless integration into banking systems, HR workflows, and enterprise onboarding portals.
2. IDfy
Founded in 2011 and headquartered in Mumbai, IDfy specialises in digital identity verification and fraud detection. Its platform covers eKYC, Video-KYC, background checks, and fraud analytics, serving banks, fintechs, insurers, and internet platforms. IDfy also offers Privy, a DPDP-compliant privacy and consent management layer.
3. HyperVerge
Established in 2014, with offices in Bengaluru and Palo Alto, HyperVerge is an AI-driven verification provider. Its offerings include Video-KYC, face authentication, KYB, and AML screening, leveraging proprietary computer vision technology. HyperVerge claims to have processed over 1 billion identity checks globally, making it one of the most widely adopted Indian-born RegTech players.
4. Digio
Founded in 2016 in Bengaluru, Digio focuses on digital documentation and consent-driven compliance. Its services include Aadhaar eSign, eStamp, eMandates (eNACH), CKYC integrations, Video-KYC, and AML screening. Digio’s platforms are heavily used by banks, NBFCs, and fintechs to digitise paperwork while staying compliant with IT Act and RBI rules.
5. Signzy
Founded in 2015 and headquartered in Bengaluru, Signzy is a global digital onboarding and compliance automation platform. It offers KYC, KYB, AML checks, transaction monitoring, and digital contracting via its no-code platform. Signzy has partnered with major banks and regulators, serving 500+ clients worldwide, and is recognised for its ability to adapt swiftly to regulatory change.
6. Jocata
Founded in 2010 and based in Hyderabad, Jocata is known for its flagship platform GRID, which integrates AML, KYC remediation, fraud detection, and onboarding into a unified case management system. Jocata serves leading Indian banks and NBFCs, helping them comply with AML/CFT frameworks while reducing operational risk.
7. Leegality
Founded in 2016 and headquartered in Gurugram, Leegality is a specialist in digital documentation and execution workflows. Its products include Aadhaar eSign, BharatStamp (digital eStamping), and document workflow automation, enabling legally valid, paperless compliance. Leegality has gained traction among BFSI, insurance, and enterprise clients, modernising their contracting processes.
Conclusion
As regulation tightens and digital adoption accelerates, RegTech has become the silent infrastructure of trust in India’s financial and corporate sectors. The seven providers outlined here demonstrate the breadth of innovation driving this shift, but AuthBridge’s scale, breadth of services, and proven track record set it apart as the partner of choice for enterprises where compliance and growth must go hand in hand.
