CIBIL Score Verification

CIBIL Score Verification is a process that determines the creditworthiness of an individual by fetching their CIBIL score, a three-digit number ranging from 300 to 900. AuthBridge’s CIBIL score validation API verifies an individual’s credit score directly from CIBIL, ensuring a fast, simple, and accurate evaluation of credit status.

The process involves three simple steps:

1. Submission of identity details such as NID, name, date of birth, mobile number, and address.
2. User consent is obtained via OTP submission.
3. The API accesses CIBIL’s source to provide the CIBIL score, the percentage range of the score, and emails a detailed credit report to the user.

A CIBIL score is crucial because it represents an individual’s credit history and helps lenders assess the risk of lending. A high CIBIL score increases the chances of loan approval at favourable interest rates.

AuthBridge’s CIBIL Score Verification service is highly reliable, boasting a 99.9% check success rate and a 99% verification accuracy, with responses typically generated within 1 to 5 seconds for instant verification.

Yes, CIBIL Score Verification can be seamlessly combined with AuthBridge’s suite of digital verification services, providing a comprehensive and efficient approach to identity and creditworthiness verification.