Get seamless Credit Report

The credit score works as a first impression for the lender, the higher the score, the better are your chances of the loan being reviewed and approved. Factors considered:

Payment History- 30%
Credit Exposure- 25%
Credit type and duration- 25%
Other factors – 20%

Name

Company Email

Phone Number

Company Name

Country

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Powering Onboarding & Verification Journeys for 2000+ Enterprises

Score check modes Available

Choose from different types of APIs as per your business requirements

Experian Credit Report Check

Build a solid executive team that leads by example

CIBIL Credit Report Check

Experian Credit Report Check
Fetches Experian credit score of an individual
CIBIL Credit Report Check
Fetches CIBIL credit score of an individual

Credit Score - Why is it required?

Credit score is one of the most important factors that is checked by financial institutions when they receive credit applications from individuals. A high credit score denotes your excellent financial discipline.

AuthBridge’s CIBIL Credit Score Verification

Building an additional layer of security for fraud prevention

Data directly from CIBIL

The data is received directly from Cibil/Experian without any third party involvement

Consent based services

Consent of the user is undertaken before hitting any credit score request

Track previous loan repayment history

Accurately track all previous loans history and repayments of the user

Plug and play model

Ready made plug and play APIs which give seamless integration across platforms

Credit Worthiness Checks Done In Seconds!

Accuracy

51%

Uptime

100%

Average Response Time

<4 sec

Connect with us to get started with real-time verification

Use Cases

Loan Underwriting

Loan underwriting is the process of a lender determining if a borrower’s loan application is an acceptable risk. Underwriters assess the borrower’s ability to repay the loan based on an analysis of their credit, capacity, and collateral. The underwriter can make a final decision without giving equal weight to each consideration.

Fraud Prevention

A fraud alert is a way to let the credit bureaus know that you might be at risk of identity theft and someone might be trying to open a fraudulent account under your name. Hence any lender will have to take some additional steps before they credit your accounts, thereby ensuring that it is you who is requesting.