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Insurance companies rely heavily on their agents as a sales channel. But this channel has it’s own share of problems. Mis-selling and frauds by agents has been a big problem for insurance companies and IRDA for a long time now. The insurance penetration in India is less than 4% which
With RBI and SEBI already implemented Video KYC to simplify customer onboarding journeys, IRDA followed the suit with the announcement of VBIP (Video Based Identification Process), which will be equivalent to face-to-face verification. The Video KYC process will leverage digital channels for verification in case of both Life and General
In a welcome move, the RBI has recently permitted using Video KYC as a means of remote customer verification in the banking and financial services sector. After Aadhaar enabled e-KYC was discontinued by the Supreme Court from being used for establishing the identity of customers, the financial services sector, especially
Caution: Plot Spoilers Ahead “I’m deadly serious. This chain of recommendations is the best.” When Choi Yeon-gyo, a major character in the movie, makes this statement in reference to four new employees she has hired, she has no idea of what’s to come. Parasite, the South Korean, dark comedy thriller
The role of any leader in the top management of a company is one of the most important within the organisation. After all, leadership is the cornerstone for team motivation, setting business objectives, creating compliances as well as driving organisational culture. Every company faces the quest for growth, expansion and
You may have often heard that PEPs qualify for exclusive identification and verification, be it at financial institutions or corporates. Usually happening in the form of leadership screening in corporates, their verification is important as they are capable of wielding direct/indirect influence over organisations they are associated with due to their connections to
In modern times, an identity check involves digitally verifying a candidate’s Name, Date of Birth, Address, Nationality etc. This involves the support of multiple technologies in order to counter fraud, comply with regulations and reduce manual effort involved in physical verification. Involving technologies like Optical Character Recognition (OCR), Image rectification,
The growth of the sharing economy is imperative. It’s evident in numbers ($15 billion in 2014 to $335 billion projected for 2025*) (Source:Forbes) and in the growing belief in owning less and sharing more. Moreover, technology has gone mainstream to enable platforms that make sharing economy such a hit. It’ll be hard to
Mr. Shah, the HR-Head at a start-up, vividly remembers the incident that made him realise he needs regular drug abuse tests for his employees in India. He got a call from one of the managers that an employee needed to be taken to the hospital immediately. One look at the
In the highly digitized sharing economy of today, it is safe to say that one of the most important element is trust. Without trust, a lot of businesses that cater to our needs on a daily basis would be useless. People we don’t know drive us to our destinations, and we
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The most noteworthy aspects of our collaboration has been the ability to seamlessly onboard partners from all corners of India, for which our TAT has been reduced from multiple weeks to a few hours now.
