Digital Check

Easy Aadhaar Authentication via Encrypted Aadhaar XML document

Offline Aadhaar based eKYC made easy

Easy Aadhaar Authentication via Encrypted Aadhaar XML document

Aadhaar Paperless Offline E-KYC Process Flow

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Authenticate Aadhaar Details with No Aadhaar Card Images or Document

Aadhaar Paperless Offline

What is Aadhaar Paperless Offline e-KYC ?

Aadhaar Paperless Offline e-KYC (Know Your Customer) is a method of electronic identity verification that allows individuals to share their Aadhaar details with verifier without the need for an internet connection. Aadhaar Paperless Offline e-KYC advantages include:

What is Aadhaar Paperless Offline e-KYC _

How to do Aadhaar Paperless Offline e-KYC Verification?

How does Aadhaar Paperless Offline e-KYC work?

Step by step guide to use Aadhaar Paperless Offline eKYC API Solution

STEP 1

Input Aadhaar XML Decryption code and Encrypted Aadhaar XML Zip File from UIDAI

STEP 2

Aadhaar Paperless Offline e-KYC API decrypts and analyzes the XML file 

STEP 3

Generate user’s name, DOB, gender, address, photo, digital signature, etc.

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Frequently Asked Questions (FAQs)

Aadhaar Paperless Offline e-KYC is an innovative, secure method allowing individuals to share their Aadhaar details without an internet connection. This process ensures that personal data is transferred securely, using an encrypted Aadhaar XML document for authentication.

This verification method offers a high level of security and efficiency, enabling fast and accurate authentication of Aadhaar details. It eliminates the need for physical Aadhaar cards or documents, streamlining the verification process.

The process involves three key steps:

  • Upload the encrypted Aadhaar XML zip file received from UIDAI along with the Aadhaar XML decryption code.
  • The Aadhaar Paperless Offline e-KYC API decrypts and analyzes the XML file.
  • Generate detailed user information including name, DOB, gender, address, and photo for verification purposes.

The key advantages include offline verification capability, high security through encrypted Aadhaar XML, and the protection of user privacy by eliminating the need to share physical Aadhaar card images or documents.

Yes, it is highly secure as it uses encrypted XML documents for Aadhaar verification, ensuring that personal data is protected throughout the verification process.

Yes, AuthBridge’s platform is capable of handling bulk verifications efficiently, making it suitable for organisations looking to verify multiple individuals’ Aadhaar details securely and quickly.

AuthBridge ensures a verification accuracy of 99%, backed by a high check success rate and quick response times, making it a reliable tool for Aadhaar authentication.

Aadhaar Offline E-KYC: All You Need to Know

Table of Contents

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Introduction

Aadhaar Paperless e-KYC Verification Offline allows users to verify their identity securely without needing real-time internet access. It involves generating an e-KYC XML file from the UIDAI website or mAadhaar app, which contains essential demographic details. After downloading the XML file and share code, users provide it to service providers who use it for identity verification. This method maintains privacy by not sharing the actual Aadhaar number and ensures secure offline verification.

Aadhaar Paperless e-KYC Verification Offline Components

The key components of Aadhaar Paperless e-KYC Verification Offline are:

  1. Aadhaar Number: Required to generate the e-KYC.
  2. e-KYC XML File: Contains your demographic details (name, address, gender, etc.) in encrypted form.
  3. Share Code: A 4-digit code set by the user to safeguard the e-KYC XML file.
  4. Offline Verification: The service provider uses the XML and share code to verify your identity without needing real-time internet.

This process ensures privacy, security, and control over shared data.

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Steps to Verify Aadhaar E-KYC Paperless

Here’s a detailed guide on how to perform Aadhaar Paperless e-KYC Verification Offline:

Step 1: Download Offline e-KYC XML

  • Visit the UIDAI (Unique Identification Authority of India) website or use the mAadhaar app.
  • Navigate to the Aadhaar Paperless Offline e-KYC section.
  • Enter your Aadhaar number and verify using an OTP sent to your registered mobile number.
  • Generate and download the XML file containing your e-KYC information, along with a 4-digit share code. This XML file contains details like name, address, gender, and photo but does not share your Aadhaar number.

Step 2: Provide the XML File

  • Submit the downloaded XML file and the share code to the entity requesting your KYC (like a bank or telecom provider).
  • This process ensures that your Aadhaar data is shared securely without revealing the actual Aadhaar number, maintaining privacy.

Step 3: Service Provider Verification

  • The service provider will use software integrated with UIDAI to read the e-KYC XML file and verify the details using the share code you provided.
  • This offline verification process ensures that your identity is validated without needing internet connectivity at the time of verification.

Benefits of Offline e-KYC XML

The benefits of Offline e-KYC XML include:

  1. Privacy Protection: The actual Aadhaar number is not shared, maintaining user privacy.
  2. Security: The data in the e-KYC XML file is encrypted, ensuring it cannot be tampered with.
  3. No Internet Required: Once the XML file is downloaded, verification can be completed without internet connectivity.
  4. Control Over Data: The user provides a share code to control access to their data.
  5. Compliance: It adheres to regulatory standards and data protection norms.

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Features with Aadhaar Offline KYC with Authbridge

AuthBridge’s Aadhaar Offline KYC solution offers several features for secure identity verification:

  1. Paperless KYC: Extracts encrypted demographic details (name, address, DOB) without sharing the Aadhaar number.
  2. Data Privacy: Ensures privacy through encryption and the use of share codes for accessing user data.
  3. Real-Time Verification: Provides instant verification without needing internet during the process.
  4. Fraud Prevention: Reduces the risk of identity theft through tamper-proof KYC documents.
  5. Regulatory Compliance: Aligns with Aadhaar regulations, ensuring a compliant, seamless onboarding process.

These features enhance security, privacy, and efficiency in verification processes.

Use Cases of Aadhaar-Based Offline Paperless KYC

  1. Banking & Financial Services: Simplifies customer onboarding for banks, NBFCs, and fintech firms while ensuring regulatory compliance.
  2. Telecom Sector: Enables secure, paperless KYC for issuing SIM cards.
  3. Insurance: Streamlines the issuance of policies and claims processing with instant identity verification.
  4. Digital Wallets & Payment Services: Facilitates easy registration for e-wallets and payment apps.
  5. Healthcare: Speeds up patient registration and authentication in hospitals and medical services.

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- Mr. Satyasiva Sundar Ruutray
Vice President, F&A Commercial,
Greenlam

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